🎃A New Season, A Good Time to Check In👻What’s New With You? 🍁

New job? New home? New driver in the family? Home improvements? Planning something exciting for the future? Life changes, and your insurance needs can change with it. Let us know what’s new—we’d love to catch up and help make sure you’re prepared for what’s next.

Welcome to the Denise Mote State Farm Agency! As a Woman-Owned, second-generation State Farm Agent, I am proudly continuing my father’s legacy of dedication and service. My doors to the Aurora office opened in 2007 to help our Good Neighbors in Illinois navigate their Auto, Home, Life, Business Insurance, and Financial Service needs. My team and I are pleased to work with State Farm customers from all over Illinois and the Greater Chicago area, including Montgomery, Oswego, Sugar Grove, and Naperville and take care of all their insurance and financial service needs, including retirement planning.

We are a multi-lingual team offering services in English, Spanish, and Polish. Backed by over 30 years of experience in claims and agency, I am well-equipped to assist with State Farm’s full range of comprehensive insurance and financial service products. Whether you’re a new driver or longtime car owner seeking Auto Insurance, a current or prospective homeowner looking into Home Insurance options, a small business owner in need of Business Insurance for your venture, or someone considering Life Insurance for you and your loved ones, we’ve got options for you. Not only that, but we’ll take the time to get to know you so we can build a plan around your unique needs. We take pride in our personalized approach to service and aim to make sure everyone who walks through our doors leaves knowing they have proper protection for the people, places, and things they love most.

I take pride in helping my community thrive both in and out of the office, and even when I’m not helping people with their insurance needs, you'll find me supporting numerous local schools, service organizations, and sports clubs. When I’m not busy with work or community service, I love spending quality time with my family, especially traveling and exploring new places with my husband and two awesome children!

Thank you for considering us for your insurance and financial service needs! Give us a call, send us a text/email, or stop by our office today to meet our team, and we’ll be happy to provide a quote, review your existing coverage, or provide assistance with retirement plans. Notary services are also available. We look forward to working with you!

FAQ

Q: What is the main difference between the different types of life insurance?

A: One is for a specific term of coverage (such as 10, 20, or 30 years) and is often compared to renting. The latter offers lifelong protection, other benefits while living and can build cash value over time. These types of plans are most often referred to as owning--you have money in it. Denise Mote can help Illinois families choose the path that aligns with their financial goals.

Q: What steps should I take immediately after an auto accident?

A: Make sure everyone is safe, call emergency services, if necessary, exchange contact and insurance information with the other drivers, and document the scene and other vehicle with photos. Once you're safe, reach out to our office so we can guide you through filing your claim. Denise Mote is proud to support the State of Illinois drivers when unexpected events happen.

Q: When do I need to add my teenager to my auto insurance?

A: You typically need to notify your insurance provider once your teenager receives their driver's license. Adding a young driver is a major milestone, and we can explore options like Drive Safe & Save and our Steer Clear Discount to help manage costs. Denise Mote can meet with your new driver to explain insurance, the don’ts of letting someone else drive the vehicle, distracted driving and the most common accidents for young drivers. Denise works with Illinois families to keep young drivers protected and knowledgeable.

Q: What type of insurance does a small business owner need?

A: Business needs depend on your industry, but common options include general liability, commercial property, professional liability, worker’s compensation, disability insurance, and commercial auto insurance. Denise Mote serves business owners across Illinois to help protect your hard work.